Pay over time

Make big purchases feel small

Get more flexibility for big purchases, with the freedom to shop up to SAR 50,000 with 12 monthly payments, always Shariah compliant.

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Get more ways to pay

Choose what works for your budget with 6, 8 or 12 monthly payments.

More time for bigger purchases

Pay at your pace for purchases up to SAR 50,000.

What you see is what you pay

No hidden fees—just transparent payments, all Shariah compliant.

How to pay online

Shop your favourite brands

Get what you need or discover new brands on the Tabby app.

Choose Tabby at checkout

Pick Tabby as a payment method at checkout. Sign up, link any card and get instant approval.

Pay over time

Choose 6, 8 or 12 monthly payments. Stay on track with reminders and updates.

How to pay in-store

Receive a payment link via SMS or email and checkout at the cashier in seconds.

Pay later at 45,000+ stores

What’s Next?

Keep tabs on your money

Track your payments

Stay informed about your payment history and upcoming ones.

Get reminders

Receive timely notifications via SMS, phone, and email for upcoming payments.

Make a payment

Set up auto-payments or choose to pay when you want to on the Tabby app.
Buyer protection

Keep it safe and sound

Regulated by the Saudi Central Bank. Billions moved yearly under the highest payment security standards.

FAQs

You have questions? We've got some answers.

Pay in 3 has no fees and Pay in 4 has a one-time 1% processing fee plus VAT. Plans with more than 4 payments can include a Murabaha profit that is shown upfront with no late fees and no compound interest: what you see is what you pay.

Your available plans are assessed automatically based on your account status and payment history with Tabby. To ensure fairness and responsible spending, our customer support team isn’t able to override these decisions.

Yes, all plans are Shariah-compliant and follow the Murabaha method, an Islamic financing structure where the cost is transparent and pre-agreed. It's approved by Tabby's Shariah committee.

Most Pay in 6, Pay in 8 and Pay in 12 plans have a minimum purchase amount of SAR 1,000.

Find more ways to pay with Tabby

Pay in 4

Get what you need today and split your purchases into 3 or 4 payments online and in-store. No interest or late fees.

Learn about Pay in 4

Pay next month

Shop all month from select stores with zero down payment. Nothing due today, just one clear bill on the 3rd of the month. No fees, no interest.

Learn about Pay next month

Stores & deals

Get exclusive offers and codes, compare prices and track price drops.

Go to stores & deals
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Put money right under your thumb

Make money work for you with flexible payments and exclusive deals that let you send, spend and save like a boss.

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