Split your purchases
Shop for what you need now and split your payments in 3 or 4 payments.
No interest or late fees
Built on trust. Not interest. No late fees. Shariah-compliant.
Protect your payments
If there’s an issue, we’ll pause your payments and handle it with our Buyer Protection.
How to pay online
Shop your favourite brands
Get what you need or discover new brands on the Tabby app.
Choose Tabby at checkout
Pick Tabby as a payment method at checkout. Sign up, link any card and get instant approval.
Pay in 4 with no interest
Choose Pay in 4 to make your first payment. We’ll keep you on track with reminders and updates.
How to pay in-store
Receive a payment link via SMS or email and checkout at the cashier in seconds.
Pay later at 65,000+ stores
Keep tabs on your money
Track your paymentsStay informed about your payment history and upcoming ones to avoid surprises.
Get remindersReceive timely notifications via SMS, phone and email for upcoming payments.
Make a paymentSet up auto-payments or choose to pay when you want to on the Tabby app.
FAQs
You have questions? We've got some answers.
When are my payments due when I use Pay in 3 or Pay in 4?
The first payment is collected at the time of purchase, and the remaining ones are collected the same day every month according to your plan.
Are there any fees or interest for using Pay in 3 or Pay in 4?
When you split your purchases in 3, there are no fees or interest. When you split your purchases in 4, a 1% processing fee may apply. Your payment schedule and any applicable fees are always clearly displayed at checkout, and without interest or late fees. All payment options with Tabby are Shariah compliant.
What happens if I miss a payment?
At Tabby, we promote responsible spending by reviewing each purchase before approval and encouraging on-time payments.
To help you stay on track, we:
- Send payment reminders before and after your due date
- Temporarily pause new purchases until overdue payments are settled
If a payment is missed, customers in the KSA will not be charged collection fees. Repeated late payments may also be reported to credit bureaus and could negatively affect your credit score, which may impact your ability to access financial products from other institutions.
What can I do if I face an issue with a purchase?
Most Tabby online purchases are protected with Buyer Protection, meaning you can shop in full confidence and without worry. Every transaction uses encryption and 2-step verification to make sure your transactions are secure. If you do encounter an issue with a purchase you made with Tabby, head to the Payment tab on Tabby app and report an issue. We’ll put your payments on hold and make returns easy. Find more information under the Buyer Protection Policy.
Can I change my payment plan?
If you’re eligible, you can request to extend your payment due date directly from the Tabby app. You’ll see the new due date and any applicable fees upfront before confirming, so you stay fully informed and in control of your payments.
Pick your way to pay
See where you can use Tabby, unlock exclusive deals and roll it all into one bill next month.
Pay over time
Get more time to pay for bigger purchases with up to 12 payments and no hidden fees.
Stores & deals
Get exclusive offers and codes, compare prices and track price drops.
Pay next month
Shop all month from select stores with zero down payment. Nothing due today, just one clear bill on the 3rd of the month. No fees, no interest.
