The best things come in small payments

Shop up to SAR 50,000 and split your purchases into 4 interest-free payments or up to 12 monthly payments almost everywhere, online and in-store.

Get the app

Get it now, pay later

Shop for what you love now and spread out your payments.

No interest or late fees

Built on trust. Not interest. You’ll never be blindsided. No interest. No fees. Not even late fees.

Pick a card, any card

Link any debit or credit card and get instant approval.

Pay at your own pace

From everyday spending to bigger buys, pick a plan that fits your budget.

Pay in 4

Get what you need today and split your purchases into 3 or 4 payments online and in-store no interest or late fees.

Pay over time

Get more time to pay for bigger purchases with up to 12 monthly payments. No late fees—what you see is what you pay.

Pay next month

Shop all month from select stores with zero down payment. Nothing due today, just one clear bill on the 3rd of the month. No fees, no interest.

How to pay online

Find your favourite brands

Shop your favourites or discover new brands on the Tabby app that let you get the most out of shopping.

Choose Tabby at checkout

Add what you want to your cart and choose Tabby at checkout. Sign up, link any card and get approved instantly.

Pay over time

Choose 4 interest-free payments or up to 12 monthly payments. Make your first payment and we'll remind you about the rest.

How to pay in-store

Instant payment links

Receive a payment link via SMS or email and checkout at the cashier in seconds

What’s next?

Track your payments

Stay informed about your payment history and upcoming ones to avoid surprises.

Get reminders

Receive timely notifications via SMS, phone, and email for upcoming payments.

Make a payment

Set up auto-payments or choose to pay when you want to on the Tabby app.

Frequently asked questions

How does Pay later with Tabby work?

When you choose to pay later with Tabby, your purchase is split based on the plan you select at checkout. The first payment is collected at the time of purchase, and the remaining payments are collected monthly according to your plan.

Are there any fees or interest for using Tabby Pay Later?

Pay in 3 has no fees and Pay in 4 has a one-time processing fee. Plans with more than 4 payments include Murabaha profit, pre-agreed and shown at checkout. There are no hidden fees, ever.

Am I eligible to use Tabby?

To be eligible to use Tabby, you must:

Be at least 18 years of age
Be a KSA resident
Have a valid National ID
Link a valid debit/credit card to cover Tabby payments
Have a good credit history

Shop like a pro with the Tabby app

Find thousands of stores that let you pay in 4, get exclusive deals and track your payments.

Get the app