Get more time to pay
3 or 4 payments with no interest or up to 12 monthly payments
More time for bigger purchases
Pay at your pace for purchases up to SAR 50,000.
What you see is what you pay
No hidden fees—just transparent payments, all Shariah compliant.
Pick your way to pay
Pay in 4
Get what you need today and split your purchases into 3 or 4 payments online and in-store. No interest or late fees.
Pay over time
Get more time to pay for bigger purchases with up to 12 payments and no hidden fees.
Pay next month
Shop all month from select stores with zero down payment. Nothing due today, just one clear bill on the 3rd of the month. No fees, no interest.
How to pay online
Shop your favourite brands
Get what you need or discover new brands on the Tabby app.
Choose Tabby at checkout
Pick Tabby as a payment method at checkout. Sign up, link any card and get instant approval.
Pay over time
Make your first payment and we'll remind you about the rest.
How to pay in-store
Receive a payment link via SMS or email and checkout at the cashier in seconds.
Pay later at 65,000+ stores
Keep tabs on your money
Track your paymentsStay informed about your payment history and upcoming ones.
Get remindersReceive timely notifications via SMS, phone, and email for upcoming payments.
Make a paymentSet up auto-payments or choose to pay when you want to on the Tabby app.
FAQs
You have questions? We've got some answers.
Am I eligible to use Tabby?
To be eligible to use Tabby, you must:
- Be at least 18 years of age
- Have a valid National ID
- Link a valid debit/credit card to cover Tabby payments
- Have a good credit history
How do I know if I’ll be approved?
We apply different factors to determine whether orders are approved and your spending limit may vary based on the store where you are shopping. Your credit history is updated every time you use Tabby. If your purchases were previously declined, this doesn’t necessarily mean your future purchases will be. In this instance, we recommend you try again. These are automated decisions that customer service team cannot change.
What is my credit limit?
The amount you can spend is based on a number of factors including but not limited to:
- Your Tabby payment history
- Your remaining balance and unpaid Tabby orders
- The purchase amount of your shopping basket
How does Tabby make money if Pay in 4 is completely free?
Tabby partners with sellers, who pay a small fee each time Tabby is used at checkout. This helps sellers grow sales, while shoppers get flexible payments with no interest and no fees.
A service fee or Murabaha profit may apply if you choose plans with more than 4 payments.
